C
Cumul.io
✓ Verified ProfileFinTech & BillingCumul.io delivers modern fintech & billing cloud software enabling high-velocity B2B organizations to automate core workflows, maximize capital efficiency, and drive sustainable recurring revenue.
Annual Recurring Revenue (ARR)$9.8M+130% YoY Growth Velocity
Monthly Recurring Revenue$817KNormalized monthly run-rate
Estimated Valuation$85.3M8.7x ARR Market Multiple
Total Capital Raised$4.8MVenture & Angel Rounds
Average Contract Value (ACV)$14,500/yrAnnual contract value
Net Monthly Churn1.1%Benchmark: top quartile <1.0%
Revenue Trajectory (ARR Milestones)
Modelled revenue growth trajectory from founding to 2026
Executive & Organization Intel
Key leadership & human capital metrics
K
Karel CallensFounder & Chief Executive Officer
✉ Verified Work Emailin LinkedIn Profile
Revenue Per Employee$166K / person
Total Headcount59 full-time equivalents
Pricing ArchitectureAnnual Contract (Enterprise)
Capital Efficiency Score2.0x ARR/Funding
Detected Cloud & Engineering Stack:
⚡ Next.js⚡ React⚡ PostgreSQL⚡ Stripe
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Competitors and alternatives in FinTech & Billing with comparable revenue profiles.